Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)

Total Gross Loans($000)

818,172

715,135

665,071

616,474

592,994

Gross Loans HFI Growth

27.94

7.50

7.82

4.10

9.33

1-4 Family Loans/ Loans

14.49

17.01

17.75

19.75

20.53

Multifamily Loans/ Loans

NA

NA

NA

NA

NA

Commercial Real Estate Loans/ Loans

NA

NA

NA

NA

NA

Commercial & Multifamily Real Estate Loans/ Loans

44.85

49.93

45.12

46.08

45.04

Real Estate Loans/ Loans

59.34

66.94

62.87

65.83

65.57

Construction & Development Loans/ Loans

7.14

10.22

10.71

8.83

8.56

Home Equity Loans/ Loans

2.40

3.03

3.72

4.13

4.16

Credit Card Loans/ Loans

0

0

0

0

0

Vehicle Loans/ Loans

NA

0.24

0.19

0.17

0.19

Other Consumer Loans/ Loans

0.48

0.46

0.30

0.29

0.32

Consumer Loans/ Loans

2.88

3.73

4.21

4.58

4.67

Commercial Loans/ Loans

30.94

19.03

22.15

20.67

22.63

Foreign Loans/ Loans

0

0

0

0

0

Other Loans/ Loans

0.02

0.03

0.03

0.05

0

Unearned Income and Other Adjustments/ Loans

(0.32)

0.05

0.03

0.03

(1.42)

Deposit Composition (%)

Total Deposits($000)

882,221

781,790

725,826

702,303

686,760

Deposit Growth

25.69

7.71

3.35

2.26

3.09

Transaction Acct Deps/Tot Deps

NA

43.40

43.12

43.54

42.92

Savings Acct Deps/Tot Deposits

NA

12.18

12.46

12.23

10.85

Money Mkt Deps/Tot Deposits

22.98

23.46

20.02

20.05

20.67

MMDA & Savings/Total Deposits

NA

35.63

32.48

32.28

31.52

Retail Time Deps/Tot Deposits

NA

12.20

16.09

15.81

9.59

Jumbo Time Deposits/ Deposits

NA

8.77

8.30

8.37

15.96

Tot Time Deposits/Tot Deposits

19.24

20.97

24.39

24.18

25.56

Foreign Deposits/Total Deposits

0

0

0

0

0

Other Deposits/Total Deposits

0

0

0

0

0

Non-CDs/Total Deposits

80.76

79.03

75.61

75.82

74.44

Core Deposits/Total Deposits

NA

91.23

91.70

91.63

84.04

Noninterest-bearing Deposits/ Deposits

27.42

22.64

20.47

21.62

20.85

Interest-bearing Deposits/ Deposits

72.58

77.36

79.53

78.38

79.15

Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.