As Reported Financials

Document Name As Of Date Currency Code (in thousands)	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Document Name As Of Date Currency Code	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Assets
Cash and due from banks	24,126	17,241	18,923	23,005
Interest-bearing deposits	1,051	479	501	839
Federal funds sold	9,817	10,387	24,554	25,184
Cash and cash equivalents	34,994	28,107	43,978	49,028
Securities available for sale (at fair value)	94,568	101,527	113,821	174,448
Securities held to maturity (fair value of $0 and $57,607, respectively)	71,436	67,573	58,311	0
Bank certificates of deposit	3,472	4,712	2,976	4,983
Loans held for sale	802	0	358	545
Loans receivable, net of allowance for loan losses	586,109	610,076	658,481	707,651
Accrued interest receivable	2,189	2,279	2,777	2,776
Real estate foreclosed or held for sale	373	250	113	460
Premises and equipment, net	10,427	10,453	10,209	10,457
Mortgage servicing rights, net	1,943	1,838	1,805	1,747
Federal Home Loan Bank stock (at cost)	1,861	1,700	2,330	2,073
Cash surrender value of bank-owned life insurance	14,247	15,130	16,365	16,773
Other assets	5,107	4,036	4,474	3,952
TOTAL ASSETS	827,528	847,681	915,998	974,893
Deposits
Non-interest-bearing	143,206	151,858	148,611	177,002
Interest-bearing	543,554	550,445	577,215	604,788
Total deposits	686,760	702,303	725,826	781,790
Federal Home Loan Bank advances	37,769	49,448	81,071	73,496
Other borrowings	14,860	2,636	8,379	6,131
Senior subordinated notes	2,500	2,500	2,500	2,500
Junior subordinated debentures	7,732	7,732	7,732	7,732
Accrued expenses and other liabilities	8,855	9,280	9,650	10,553
Total liabilities	758,476	773,899	835,158	882,202
Stockholders' equity
Common Stock	1,830	1,830	1,830	1,830
Additional paid-in capital	7,208	7,350	7,508	7,597
Retained earnings	71,025	76,873	85,583	95,037
Accumulated other comprehensive (loss), net of tax	(741)	(697)	(1,651)	1,302
Treasury stock, at cost	(10,270)	(11,574)	(12,430)	(13,075)
Total stockholders' equity	69,052	73,782	80,840	92,691
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	827,528	847,681	915,998	974,893

Document Name As Of Date Currency Code (in thousands)	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Document Name As Of Date Currency Code	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Interest and dividend income
Loans, including fees	24,839	27,350	30,489	34,477
Securities
Taxable	2,486	2,663	2,799	2,980
Tax-exempt	1,465	1,333	1,517	1,550
Other interest and dividends	127	248	384	522
Total interest and dividend income	28,917	31,594	35,189	39,529
Interest expense
Deposits	2,768	3,103	4,815	6,385
Federal Home Loan Bank advances	461	709	1,085	1,190
Other borrowings	245	200	24	192
Senior subordinated notes	103	94	111	113
Junior subordinated debentures	343	312	326	366
Total interest expense	3,920	4,418	6,361	8,246
Net interest income	24,997	27,176	28,828	31,283
Provision for loan losses	55	385	130	850
Net interest income after provision for loan losses	24,942	26,791	28,698	30,433
Noninterest income
Service fees	1,561	1,589	1,611	1,543
Residential mortgage banking, net	2,040	1,476	1,528	1,877
Investment and insurance sales commissions	953	1,087	1,307	1,220
Net gain on sale of securities	0	4	0	210
Increase in cash surrender value of bank-owned life insurance	401	383	373	408
Gain on life insurance death benefits received	380	NA	NA	NA
Other operating income	1,634	1,568	1,657	2,403
Total noninterest income	6,969	6,107	6,476	7,661
Noninterest expense
Salaries and employee benefits	11,837	12,183	13,194	13,645
Occupancy and facilities	1,761	1,896	2,115	2,208
Loss (gain) on real estate foreclosed	49	120	(34)	80
Data processing and other office operations	2,213	2,430	2,563	2,616
Advertising and promotion	371	454	420	509
Legal and professional fees	418	412	576	721
Other operating expense	2,856	2,851	2,879	3,517
Total noninterest expense	19,505	20,346	21,713	23,296
Income before income taxes	12,406	12,552	13,461	14,798
Provision for income taxes	3,970	5,365	3,149	3,551
Net income	8,436	7,187	10,312	11,247
Basic earnings per share	1.83	1.58	2.29	2.51
Diluted earnings per share	1.83	1.58	2.29	2.51
Consolidated Statements of Comprehensive Income
Net income	8,436	7,187	10,312	11,247
Other comprehensive income (loss), net of tax
Unrealized gain (loss) on securities available for sale	(801)	179	(766)	3,288
Reclassification adjustment for net gain on sale of securities, included in net income	0	(2)	0	(152)
Amortization of unrealized gain on securities available for sale transferred to securities held to maturity	(114)	(75)	(39)	(3)
Unrealized (loss) gain on interest rate swap	(16)	5	(158)	(211)
Reclassification adjustment of interest rate swap settlements included in earnings	94	52	9	31
Other comprehensive income (loss)	(837)	159	(954)	2,953
Comprehensive income	7,599	7,346	9,358	14,200

Document Name As Of Date Currency Code (in thousands)	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Document Name As Of Date Currency Code	2016 Y FIN SUPP 12/31/2016 USD	2017 Y FIN SUPP 12/31/2017 USD	2018 Y FIN SUPP 12/31/2018 USD	2019 Y FIN SUPP 12/31/2019 USD
Increase (decrease) in cash and cash equivalents
Cash flows from operating activities
Net income	8,436	7,187	10,312	11,247
Adjustments to reconcile net income to net cash provided by operating activities
Provision for depreciation and net amortization	2,448	2,417	2,477	2,413
Amortization of operating lease right of use asset	NA	0	0	67
Expense (benefit) for deferred income taxes	(293)	752	104	(183)
Provision for loan losses	55	385	130	850
2016 Y FIN SUPP 12/31/2016 USD : 55 2017 Y FIN SUPP 12/31/2017 USD : 385 2018 Y FIN SUPP 12/31/2018 USD : 130
Deferred net loan origination costs	(172)	(154)	(168)	(278)
Proceeds from sales of loans held for sale	66,345	55,222	45,646	74,320
Originations of loans held for sale	(65,978)	(53,582)	(45,264)	(73,439)
Gain on sale of loans	(1,771)	(1,235)	(1,055)	(1,522)
Provision for (recapture of) mortgage servicing rights valuation allowance	(75)	103	(50)	40
Net (gain) loss on sale and provision for write-down of premises and equipment	(17)	(12)	2	566
Realized gain on sale of securities available for sale	0	(4)	0	(210)
Net loss (gain) on sale and provision for write-down of real estate foreclosed or held for sale	22	63	(76)	64
Increase in cash surrender value of bank-owned life insurance	(401)	(383)	(373)	(408)
Gain on life insurance death benefits received	(380)	NA	NA	NA
Changes in operating assets and liabilities
Accrued interest receivable	(117)	(90)	(498)	1
Other assets	131	168	(199)	(374)
Operating lease liability	NA	0	0	67
Accrued expenses and other liabilities	688	547	189	544
Net cash provided by operating activities	8,921	11,384	11,177	13,765
Cash flows from investing activities
Proceeds from maturities of securities available for sale	18,317	17,419	16,033	15,186
Proceeds from sale of securities available for sale	0	1,728	0	36,415
Proceeds from maturities of securities held to maturity	8,570	10,009	9,862	3,397
Proceeds from sale of securities held to maturity	0	273	0	14,119
Payment for purchase of securities available for sale	(31,354)	(26,325)	(29,964)	(67,662)
Payment for purchase of securities held to maturity	(8,909)	(6,830)	(925)	0
Net redemption (net purchase) of bank certificates of deposit	5,706	(1,240)	1,736	(2,007)
Net (purchase) redemption of FHLB stock	695	161	(630)	257
Net increase in loans	(50,985)	(24,416)	(49,261)	(49,966)
Capital expenditures	(289)	(895)	(621)	(2,057)
Proceeds from sale of premises and equipment	19	55	0	0
Life insurance death benefits received	515	NA	NA	NA
Proceeds from sale of real estate foreclosed or held for sale	1,030	120	939	48
Purchase of bank-owned life insurance	0	(500)	(862)	0
Net cash used in investing activities	(56,685)	(30,441)	(53,693)	(52,270)
Cash flows from financing activities
Net increase (decrease) in non-interest-bearing deposits	16,537	8,652	3,247	28,391
Net increase in interest-bearing deposits	4,047	6,891	26,770	27,573
Net increase (decrease) in Federal Home Loan Bank advances	15,727	11,679	31,623	(7,575)
Net increase (decrease) in other borrowings	3,333	(12,224)	5,743	(2,248)
Repayment of senior subordinated notes	(1,000)	NA	NA	NA
Dividends declared	(1,379)	(1,454)	(1,602)	(1,793)
Purchase of treasury stock	(2,554)	(1,374)	(900)	(793)
Net cash provided by financing activities	34,711	12,170	58,387	43,555
Net increase (decrease) in cash and cash equivalents	(13,053)	(6,887)	15,871	5,050
Cash and cash equivalents at beginning	48,047	34,994	28,107	43,978
Cash and cash equivalents at end	34,994	28,107	43,978	49,028
Supplemental cash flow information
Cash paid during the year for
Interest	3,753	4,385	6,217	8,213
Income taxes	3,849	4,310	3,255	3,265
Noncash activities
Loans charged off	360	178	421	177
Loans transferred to real estate foreclosed or held for sale	594	60	932	59
Loans originated on sale of real estate foreclosed or held for sale	547	0	206	0
Premises and equipment transferred to real estate foreclosed or held for sale	NA	0	0	400
Grants of unvested restricted stock at fair value	220	185	343	290
Vesting of restricted stock grants	249	184	179	214
Amortization of unrealized gain on securities held to maturity transferred from securities available for sale	188	125	54	4
Right-of-use assets obtained in exchange for lease obligations	NA	0	0	167

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